2012 Refund Advantage Bank Products

Refund Options:

Electronic Refund Check (ERC)

A quick and cost effective method for you to receive the proceeds of the tax refund. Federal tax refunds are usually available within 7-12 days, but may be available as soon as 3 days. When the refund is received, we deduct all applicable fees.   ERC Fee: $49.95

Client benefits:

▪ Taxpayer receives their refund up to 2 days sooner than regular direct deposit.
▪ No out of pocket expense required for tax preparation. We deduct your fees from the proceeds of the taxpayer's refund.
▪ Security of knowing their refund has been received. Taxpayer avoids receiving a refund check in their unsecured mail box. BizTax provides the taxpayer a cashier's check.

Electronic Refund Deposit (ERD)

A popular way for you to receive the proceeds of the tax refundwith a checking or savings account . When the taxpayer's refund is received, we deduct all applicable fees and disburse the proceeds to the taxpayer's personal checking or savings account through Automated Clearing House (ACH) direct deposit.   ERD Fee: $49.95

Client benefits:

▪ No out of pocket expense required for tax preparation. We deduct your fees automatically from the taxpayer's refund.
▪ The convenience of knowing taxpayer's refund proceeds will be automatically placed into their checking or savings account.
▪ Taxpayer avoids fees that may be charged when cashing a check.

State Refund Products

Clients can receive the proceeds of their state refund in the same manner as their federal refund (by check or direct deposit). State refund proceeds are available in as little as 2 days after filing the taxpayer's return. Check with your State's Department of Revenue for specific details on how quickly your state releases state refunds, as each state is different.

Client benefits:

▪ No out of pocket expenses required for tax preparation. We deduct your fees from the proceeds of the taxpayer's refund.
▪ Convenience of receiving both tax refunds (federal and state) in the same manner.